How to make sure you are getting unbiased advice
Potential conflicts of interest have become so firmly entrenched in the financial advice profession that unfortunately it’s difficult for an adviser to meet the definition of independence. In fact, less than 200 of Australia’s 15,000 or so financial advisers are independent. That’s around 1% of all Australian financial advisers.
Leaving a legacy
Whatever legacy you want to leave behind, it is important to know what you value and the impact you want to have on those you care about.

