Forecasting And
Modelling

It’s been said that, “Retirement is wonderful when you have two essentials – much to live on and much to live for”.

There are many online calculators and tools available that can provide great insight into whether you have enough to retire, and how long your funds will last through your retirement.

But there are assumptions built into these tools that often can’t be changed to reflect your situation. Often the assumption is made that you will be receiving Age Pension from the government throughout retirement, but what if you’re not and will be entirely self-funded? What if you won’t have your funds in the products whose fees and historical investment performance may be loaded into the calculator you’re using? And what if it only considers your superannuation balance? What about the cashflow you receive from your trust or company? Or from your investments outside of super? And the sale proceeds when you sell a property or business? And what about the spending that falls outside of your typical living costs?

We assess how you’re currently positioned and whether we anticipate you will meet your goals through your lifetime.